Why Hire Finlo?
- 15+ Years of Experience
- Top-Rated Consultancy
- Certified Professionals
Discover our transparent and advantageous financing conditions,
We evaluate each application according to several criteria: professional stability, income level, debt capacity (maximum 33% of your income), banking history and quality of the project financed. Our personalized approach enables us to study a wide range of situations.
Our rates are calculated according to the borrower’s profile (income, stability, contribution), the loan term, the amount borrowed and the type of project financed. We negotiate with over 50 partner establishments to guarantee you the best possible terms.
- First-time buyers: reduced rate and free fees
- Self-employed: conditions tailored to your variable income
- Multi-property investors: exclusive loyalty program
A responsible loan is one that can be repaid.
* Be at least 18 years of age.
* Be of good character, even if it means keeping a promise.
* Have a source of income of at least 500 euros per month.
* A loan granted that is not repaid during the contract period will result in legal proceedings and publication of the card’s identity on all channels published by our agency. The maximum transfer time is 48 hours. Documents required
* Scanned double-sided identity card.
* Copy of bank statement (RIB) or post office statement (RIP).
* Last electricity bill or equivalent document proving your address.
* Last pay slip or other document proving your monthly income.
Interest rate.
The annual interest rate varies between 2% and 6% depending on the amount borrowed and the repayment period, excluding administration fees. Loan term.
The loan term cannot exceed 30 years. Start of monthly payments.
Payments begin between 60 (2 months) and 90 (3 months) days from the day the borrower receives the total amount of the loan. Suspension or interruption of monthly payments.
You can check the possibility of an extension by telephone or via the contact form on our website. Suspension is subject to interest at the current rate and the cost of the loan guarantee, if taken out, is calculated. You can request a deferment of one or two instalments per year, thereby benefiting from the advantages of the “repayment period”. How to apply